Asset Finance

For companies looking to finance commercial equipment, such as plant, machinery, commercial vehicles, office equipment or any other tangible item without having to purchase the items out of vital cash. With over thirty years of commercial know how we can advise you on the correct finance route to take that maximizes cost reduction.

Motor Finance

Pivotal offer a wide range of car and light commercial finance products for business and for private individuals. We tailor the payment and product choice to meet your finance and tax requirements, with Personal Contract Purchase (PCP), Hire Purchase with and without a balloon and Finance Lease.

Business Finance

We provide a portfolio of business finance products that creates much needed working capital to hundreds of small to medium sized businesses, no matter what their credit score. This could be for a VAT bill, materials, invoice finance or trade finance.

About us

Pivotal Business Finance 

Pivotal Business Finance are a specialist, independent commercial finance broker. Our scope and ability to provide our clients with finance is extremely far reaching, from traditional hire purchase on plant and machinery to bridging loans on commercial property right through to trade and working capital finance.

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A panel of over 40 lenders


Over 30 years experience in commercial lending 


Over 350 commercial contacts within the industry

More than 30 years industry experience

Our Managing Director Simon brings a wealth of business finance knowledge to the table having worked in The City of London for many years, working for large financial institutions such as NatWest Lombard, HSBC and Barclays. Simon now shares this expertise every day with all of our Pivotal connections. 


Any questions? Get in touch

Our team is on standby to help with all of your business finance needs. We pride ourselves on being available and our quick response times. So whether it’s email or on the phone, you can rest assured a fast response from Pivotal Business Finance. 

Get in touch with us

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